Auto Insurance

Ozaukee Insurance | Auto InsuranceShop dozens of different insurance companies

Ozaukee Insurance has specialized in providing personal service too our customers for over 30 years.  We are family owned and operated and provide all types of insurance to the Wisconsin market.

Obtaining insurance can be a complicated and confusing process.  Ozaukee Insurance does the work by shopping multiple carriers to find the best combination of price and protection, and saving you the time and hassle of comparison shop.

Right coverage. Right price.

Ozaukee Insurance helps you determine which insurance carrier and coverage provides the best protection for your needs. We will help you every step of the way.

It All Starts with Your Car

A large part of the premium depends on the type of car you drive. Is it a sports car? Or a luxury vehicle?  How about a van?  Or a daily driver? Maybe it’s the type of car that tends to get stolen more often.  In any case, your premium may be higher due to one of those situations. Since you probably won’t be going out and buying a new car just to lower your premium, it’s good to know what else can affect the costs of a new policy. Give us a call when your car shopping!  We’ll let you know the premiums of the cars on your short list.  That could make a big difference in the bottom line.

Other Ways to Save Money

The amount of coverage is another big factor in determining your premium. If you’re comfortable with a high deductible and the possible out-of-pocket expenses that might occur, you can lower your premium. Similarly, lower liability limits can also decrease your premium. But always remember it’s dangerous to decrease your liability limits because you could be responsible for any damages in excess of the amount listed on your policy.

More Information about Auto Insurance Coverage

The standard auto insurance policy can be packaged to include some or all of the following coverages:

  • Bodily injury liability
  • Property damage liability
  • Medical payments
  • Uninsured motorists coverage
  • Underinsured motorists coverage
  • Comprehensive physical damage coverage
  • Collision coverage

Please ask us for more details about these coverages.  We find that many existing auto policies can be customized to increase coverage and decrease cost.